Unnamed lender 54930042JJO3F1BJD749 at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
65th6.5% deniedProcesswithdrawn + incomplete share, weight 15%
19th20.1%What Unnamed lender 54930042JJO3F1BJD749 lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 5 manufactured homes, 64 investment properties.
Who gets approved at Unnamed lender 54930042JJO3F1BJD749
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 21 | 9 | 18.2% |
| $50k – $100k | 39 | 19 | 26.9% |
| $100k – $150k | 30 | 23 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 23 | 15 | 11.8% |
| 35–44 | 25 | 16 | 0.0% |
| 45–54 | 22 | 14 | 17.7% |
Where Unnamed lender 54930042JJO3F1BJD749 lends
1 states and 20 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Missouri | 174 | 130 | 5.2% | — | #201 |
Frequently asked questions
Unnamed lender 54930042JJO3F1BJD749 denied 6.5% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 65th percentile of small mortgage lenders.
In 2025, 64% of its applications were for home purchases, 29% for refinancing (including cash-out), and 7% for home improvement or other purposes. By loan type: 99% conventional, 0% FHA, 1% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.