Unnamed lender 5493001Q8FNQ5TSRE594 at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the A grade breaks down
Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
91st0.0% deniedPricingmedian rate spread over APOR, weight 30%
75th0.59 ptsProcesswithdrawn + incomplete share, weight 15%
70th2.2%Closing coststotal loan costs ÷ loan amount, weight 10%
79th1.82% of loanWhat Unnamed lender 5493001Q8FNQ5TSRE594 lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 9 manufactured homes, 106 investment properties.
Who gets approved at Unnamed lender 5493001Q8FNQ5TSRE594
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 23 | 23 | 0.0% |
| Over $250k | 20 | 20 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 20 | 20 | 0.0% |
Where Unnamed lender 5493001Q8FNQ5TSRE594 lends
6 states and 18 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Missouri | 174 | 171 | 0.0% | 7.15% | #202 |
Frequently asked questions
Unnamed lender 5493001Q8FNQ5TSRE594 denied 0.0% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 91st percentile of investment-property lenders.
The median interest rate on loans Unnamed lender 5493001Q8FNQ5TSRE594 originated in 2025 was 7.14%, and its median rate spread over the average prime offer rate was 0.59 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 44% of its applications were for home purchases, 51% for refinancing (including cash-out), and 5% for home improvement or other purposes. By loan type: 99% conventional, 1% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.