Unnamed lender 529900YKD9FOL6BFSG98 at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
36th13.1% deniedProcesswithdrawn + incomplete share, weight 15%
71st7.2%What Unnamed lender 529900YKD9FOL6BFSG98 lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 72 manufactured homes, 149 investment properties.
Who gets approved at Unnamed lender 529900YKD9FOL6BFSG98
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 117 | 77 | 25.0% |
| $50k – $100k | 143 | 103 | 19.1% |
| $100k – $150k | 64 | 52 | 8.5% |
| $150k – $250k | 41 | 39 | 0.0% |
| Over $250k | 51 | 47 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 20 | 14 | 5.9% |
| 25–34 | 60 | 42 | 19.2% |
| 35–44 | 84 | 54 | 21.6% |
| 45–54 | 106 | 83 | 13.1% |
| 55–64 | 77 | 62 | 16.0% |
| 65–74 | 49 | 43 | 8.5% |
| Over 74 | 27 | 25 | 7.4% |
Where Unnamed lender 529900YKD9FOL6BFSG98 lends
4 states and 39 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Mississippi | 484 | 380 | 12.0% | — | #39 |
Frequently asked questions
Unnamed lender 529900YKD9FOL6BFSG98 denied 13.1% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 36th percentile of small mortgage lenders.
In 2025, 36% of its applications were for home purchases, 53% for refinancing (including cash-out), and 11% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.