First Pryority Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
46th10.7% deniedProcesswithdrawn + incomplete share, weight 15%
24th18.3%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 117 | 92 | 6.8% | 7.6% | — | $15M |
| 2024 | 135 | 92 | 6.7% | 8.9% | — | $25M |
| 2025 | 126 | 90 | 8.7% | 10.7% | — | $36M |
What First Pryority Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 1 manufactured homes, 40 investment properties.
Who gets approved at First Pryority Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 30 | 19 | 16.7% |
| $150k – $250k | 20 | 10 | 15.4% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 24 | 14 | 16.7% |
| 35–44 | 33 | 22 | 14.8% |
Where First Pryority Bank lends
9 states and 27 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Oklahoma | 113 | 89 | 6.2% | — | #170 |
Frequently asked questions
First Pryority Bank denied 10.7% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 46th percentile of small mortgage lenders.
In 2025, 83% of its applications were for home purchases, 13% for refinancing (including cash-out), and 5% for home improvement or other purposes. By loan type: 91% conventional, 7% FHA, 1% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.