Crews Bank & Trust at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
55th8.6% deniedProcesswithdrawn + incomplete share, weight 15%
53rd10.9%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 249 | 185 | 9.2% | 10.2% | — | $78M |
| 2024 | 278 | 196 | 8.3% | 9.5% | — | $91M |
| 2025 | 275 | 209 | 7.6% | 8.6% | — | $78M |
What Crews Bank & Trust lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 21 manufactured homes, 56 investment properties.
Who gets approved at Crews Bank & Trust
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 61 | 46 | 7.1% |
| $100k – $150k | 57 | 47 | 4.0% |
| $150k – $250k | 44 | 36 | 2.6% |
| Over $250k | 48 | 38 | 4.6% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 33 | 28 | 3.5% |
| 35–44 | 32 | 26 | 0.0% |
| 45–54 | 40 | 30 | 5.7% |
| 55–64 | 53 | 41 | 6.3% |
| 65–74 | 52 | 37 | 14.6% |
| Over 74 | 20 | 16 | 5.6% |
Where Crews Bank & Trust lends
5 states and 29 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Florida | 270 | 205 | 7.8% | — | #323 |
Frequently asked questions
Crews Bank & Trust denied 8.6% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 55th percentile of small mortgage lenders.
In 2025, 62% of its applications were for home purchases, 26% for refinancing (including cash-out), and 12% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.