Brentwood Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the D grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
16th22.5% deniedProcesswithdrawn + incomplete share, weight 15%
27th17.4%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 329 | 217 | 16.4% | 19.5% | — | $47M |
| 2024 | 223 | 150 | 12.6% | 15.4% | — | $37M |
| 2025 | 167 | 103 | 18.6% | 22.5% | — | $26M |
What Brentwood Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 3 manufactured homes, 70 investment properties.
Who gets approved at Brentwood Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 29 | 19 | 20.0% |
| $100k – $150k | 33 | 22 | 17.2% |
| $150k – $250k | 20 | 17 | 5.6% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 20 | 11 | 13.3% |
| 35–44 | 20 | 14 | 0.0% |
| 45–54 | 23 | 15 | 20.0% |
| 55–64 | 25 | 16 | 30.4% |
Where Brentwood Bank lends
2 states and 11 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Pennsylvania | 166 | 102 | 18.7% | — | #308 |
Frequently asked questions
Brentwood Bank denied 22.5% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 16th percentile of small mortgage lenders.
In 2025, 40% of its applications were for home purchases, 30% for refinancing (including cash-out), and 31% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.