Bank of Travelers Rest at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
38th12.6% deniedProcesswithdrawn + incomplete share, weight 15%
38th14.3%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 244 | 178 | 10.7% | 12.6% | — | $50M |
| 2024 | 235 | 170 | 12.3% | 13.9% | — | $59M |
| 2025 | 231 | 170 | 10.8% | 12.6% | — | $68M |
What Bank of Travelers Rest lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 6 manufactured homes, 60 investment properties.
Who gets approved at Bank of Travelers Rest
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| $50k – $100k | 54 | 37 | 21.3% |
| $100k – $150k | 46 | 28 | 19.4% |
| $150k – $250k | 39 | 31 | 8.8% |
| Over $250k | 38 | 31 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 32 | 21 | 22.2% |
| 35–44 | 35 | 24 | 10.7% |
| 45–54 | 46 | 31 | 19.5% |
| 55–64 | 40 | 29 | 9.4% |
| 65–74 | 23 | 18 | 5.3% |
Where Bank of Travelers Rest lends
2 states and 7 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| South Carolina | 230 | 170 | 10.9% | — | #171 |
Frequently asked questions
Bank of Travelers Rest denied 12.6% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 38th percentile of small mortgage lenders.
In 2025, 62% of its applications were for home purchases, 16% for refinancing (including cash-out), and 23% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.