Bank of Frankewing at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
45th10.9% deniedProcesswithdrawn + incomplete share, weight 15%
16th21.8%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 319 | 203 | 10.0% | 12.4% | — | $52M |
| 2024 | 625 | 395 | 8.5% | 11.6% | — | $107M |
| 2025 | 211 | 143 | 8.5% | 10.9% | — | $37M |
What Bank of Frankewing lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 16 manufactured homes, 18 investment properties.
Who gets approved at Bank of Frankewing
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 30 | 17 | 19.1% |
| $50k – $100k | 98 | 60 | 13.9% |
| $100k – $150k | 47 | 36 | 7.5% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 23 | 13 | 7.1% |
| 25–34 | 58 | 41 | 10.6% |
| 35–44 | 42 | 31 | 8.8% |
| 45–54 | 44 | 33 | 10.8% |
| 55–64 | 29 | 16 | 13.6% |
Where Bank of Frankewing lends
6 states and 29 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Bank of Frankewing denied 10.9% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 45th percentile of small mortgage lenders.
In 2025, 65% of its applications were for home purchases, 27% for refinancing (including cash-out), and 8% for home improvement or other purposes. By loan type: 55% conventional, 37% FHA, 8% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.